•To ensure that your child’s education is not at risk when you are not around to take care of it.•It provides for attractive annual bonus awards that will boost your final maturity benefit pay out.•It is ideal for disciplined financial planning to provide for future education costs, lumpsum for business or family investment e.g., a home.

Claims can be made upon death, total disability or at maturity of the policy. We will not pay a claim in any circumstances that are shown under the exclusion section in your policy schedule.• Medical examinations of the life insured or tests (including blood tests) on the life.• insured will be carried out at our expense at such intervals as we may reasonably require, having regard to individual circumstances, by a medical examiner appointed by us.